Loan Agent/Mortgage Consultant - Submit Resume

Business Development:

• Establishes key reciprocal partnerships to develop strong referral sources and business
• Develops and implements effective individual marketing strategies within the community and real estate industry
• Establishes and maintains relationship sales oriented behaviors with prospects, clients, and business partners
• Meets and/or exceeds established sales and income percentage goals of organization
• Establishes annual individual business plan, which includes sales goals, objectives, marketing and action plans; reviews regularly and quarterly with management
• Attends company sponsored training workshops to improve partnership building and sales skills, time management skills, etc.
• Develops client database management systems for regular marketing efforts and loan tracking for repeat business

Origination:

• Works effectively with clients to determine their short term and long term goals relating to real estate and financing transactions
• Pre-qualifies clients for purchases and refinance transactions
• Structures loans according to clients goals, financing ability, and time lines
• Develops strong knowledge base of lender programs and parameters in order to obtain most appropriate programs with competitive pricing
• Attends weekly office and sales meetings to stay up to date about origination processes and lender programs
• Maintains ongoing communication with the client and related parties throughout the loan transaction to ensure a smooth transaction

Transactional:

• Prepares clean loan files with all necessary client documentation and information about the loan for ease of submission by processing
• Creates detailed correspondence for lender’s underwriter explaining any pertinent information for a clean approval
• Performs initial underwriting of the file, accurately enters the loan into Point, opens escrow, orders appraisal and performs other duties required to submit the loan to the lender
• Ensures transactions are in compliance with DRE requirements through completion of required forms and signatures from all parties

Processing:

• Establishes effective partnership with loan processor through initial and ongoing review of roles and work style and communication preferences
• Reviews loan pipeline with processor on a weekly basis to update on submitted files and files in progress
• Works with processor to ensure timely submission of loan, clearing of conditions, ordering of loan documents, coordination with escrow, document signings, funding and recording of loans